Police probe rising 'new-generation crash for cash' fraud cases, reviewing 30 claims up to $800,000

Police are investigating a surge in suspected insurance fraud where drivers or passengers in minor or no-collision traffic incidents file large civil claims months later, with five public reports received and 30 cases under review.

Hong Kong police, together with the Hong Kong Federation of Insurers, held a press conference today to address growing cases of suspected traffic accident compensation fraud, dubbed the "new bump-and-claim gang."

Recent media reports highlighted a pattern: after minor collisions or even no contact, victims face sudden civil claims long after police investigations close. 

Demands include lawyer fees, medical costs, loss of earnings, car repairs and miscellaneous expenses, often reaching hundreds of thousands of dollars per case.

Police expressed serious concern. Last Friday (Jan 23), they met insurance industry representatives to gather information. 

The Commercial Crime Bureau took over cases referred by insurers and public reports, and proactively contacted claimed-against parties.

The cases involve multiple sectors—insurance, medical and legal—requiring detailed analysis. No arrests have been made yet.

Commercial Crime Bureau said police are examining 30 cases, all occurring from 2023 to 2024, with the highest claim amounting to HK$800,000.