Almost half of Hong Kong's affluent investors considered taking intentional breaks from their careers before fully transitioning into retirement, indicating an emerging trend of “multi retirements” or “mini retirements”, according to HSBC’s Quality of Life report 2025.
The latest report surveyed over 1,000 affluent investors in the city, who own investable assets between US$100,000 (HK$777,000) and US$2 million.
Within the 47 percent of respondents who intended to take a mini retirement, 46 percent planned to take between two to three breaks and believed the ideal age for their first break is 49, according to the survey.
Also, the study found that nearly 40 percent of wealthy investors intend to spend below HK$785,000 per mini retirement, while 30 percent of respondents chose 6 to 12 months as preferred duration for a mini retirement.
To fund the mini retirements, the survey unveiled that income from dividends, interest, or capital gains was the majority source, accounting for 51 percent, followed by 42 percent of personal savings.
In addition, mainland China, Japan, and Taiwan were the top three geographical destinations for the city's rich investors, with the proportion of 37 percent, 23 percent, and 22 percent, respectively.
