TVB's Scoop exposes suspected insurance fraud scheme involving lawyers, doctors

TVB's program "Scoop" has uncovered an alleged insurance fraud racket involving a law firm and doctors who provided a "one-stop service" for accident victims to claim huge compensation through fabricated documents.

A man identified only as Mr Yeung came forward to share his experience. Years ago, he was involved in a traffic accident but emerged uninjured. Subsequently, a staff member from a law firm contacted him, offering assistance with compensation claims.

In a recorded phone conversation aired by the program, the law firm staff member confidently stated: "If handled by me, with a little manipulation of the video footage, the truck that switched lanes would definitely lose." He assured Yeung could easily obtain a six-figure compensation without any injury, simply by following their instructions.

During a meeting, the law firm provided Yeung with a detailed claims procedure sheet, resembling a fraud script:

- Pain and suffering compensation: Obtaining at least one month's medical sick leave could claim HK$50,000; with an MRI report, the amount could reach HK$80,000 to HK$100,000.

- Sick leave wages: Could claim four to six months' salary, with instructions to create fake salary records even without bank deposits.

- Other expenses: Medical fees, transportation costs, nutritional supplements, and even taxi fares to hospitals or police stations could all be claimed.

To obtain medical sick leave, the firm arranged video consultations with collaborating doctors. Yeung revealed he received several days of sick leave after just a brief conversation. The staff member claimed they had a "secret weapon" – a doctor who could issue a 30-day sick leave certificate after just one consultation.

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The staff member repeatedly assured Yeung their practices were "fair, reasonable, and legal," with legal fees paid by the opposing party's insurance company, attempting to avoid suspicion of sharing compensation proceeds.

However, Yeung recognized the essence of the scheme as fraud and ultimately abandoned the claim, telling the program he found the entire process "very strange."

The report has drawn significant public attention, with police launching an investigation. Yeung expressed relief that he did not fall into the trap due to momentary greed.