Cigna Hong Kong has launched two new critical illness products, Guarantee 100 Protection Plan and WorryFree Protection Plan under its Cigna HealtheSecure Critical Illness Series.
The two products cover a total of 100 critical illnesses, including 61 types of critical illnesses and 39 types of early-stage critical illnesses. Coverage is available up to 100 years of age and the maximum sum insured is HK$1.5 million.
Guarantee 100 offers a guaranteed return of 100 percent of the total premium paid at age 65, and the insured that has a Lifetime Critical Illness Protection Offer can convert the protection period to age 100 without a further health assessment. WorryFree provides three protection options to 65, 80, and 100 years, respectively.